/* ==========================================================================
   ProntoCash - Design System
   ========================================================================== */
:root {
  --green: #00B86B;
  --green-dark: #009A59;
  --green-light: #E8FBF1;
  --green-glow: rgba(0, 184, 107, 0.25);
  --blue: #2563EB;
  --blue-light: #EEF4FF;
  --dark: #0C1222;
  --dark2: #1A2238;
  --text: #1E293B;
  --text2: #64748B;
  --text3: #94A3B8;
  --bg: #F7F8FA;
  --card: #FFFFFF;
  --border: #E5E7EB;
  --red: #EF4444;
  --red-light: #FEF2F2;
  --shadow-sm: 0 1px 3px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 12px rgba(0,0,0,0.08);
  --shadow-lg: 0 12px 35px rgba(0,0,0,0.1);
  --shadow-card: 0 16px 48px rgba(0,0,0,0.09);
  --radius: 12px;
  --radius-lg: 20px;
  --radius-xl: 28px;
  --font: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: var(--font);
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  min-height: 100vh;
}

.container { max-width: 1140px; margin: 0 auto; padding: 0 1.25rem; }
.hidden { display: none !important; }
.green-text { color: var(--green) !important; }
.red-text { color: var(--red) !important; }
.green { color: var(--green); }

/* ==========================================================================
   Navbar
   ========================================================================== */
.navbar {
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  position: sticky; top: 0; z-index: 100;
}
.nav-wrap {
  display: flex; align-items: center; justify-content: space-between;
  height: 64px;
}
.logo {
  display: flex; align-items: center; gap: 0.65rem; text-decoration: none;
  cursor: pointer; user-select: none;
}
.logo-icon {
  width: 38px; height: 38px;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: #fff; border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.1rem;
  box-shadow: 0 3px 10px var(--green-glow);
  flex-shrink: 0;
}
.logo-text {
  font-size: 1.35rem; font-weight: 800; color: var(--dark); letter-spacing: -0.03em;
}
.logo-text span { color: var(--green); }
.logo-text.small { font-size: 1.1rem; }

.nav-right { display: flex; align-items: center; gap: 1.25rem; }
.nav-phone { font-size: 0.85rem; font-weight: 600; color: var(--text2); }
.nav-phone i { color: var(--green); margin-right: 0.3rem; }
.nav-online {
  font-size: 0.8rem; font-weight: 600; color: #16A34A;
  display: flex; align-items: center; gap: 0.4rem;
}
.dot-live {
  width: 8px; height: 8px; background: #16A34A; border-radius: 50%;
  box-shadow: 0 0 0 2px rgba(22,163,74,0.3);
  animation: pulse-dot 1.5s infinite;
}
@keyframes pulse-dot {
  0%,100% { box-shadow: 0 0 0 0 rgba(22,163,74,0.5); }
  50% { box-shadow: 0 0 0 6px rgba(22,163,74,0); }
}
.nav-secure {
  font-size: 0.85rem; font-weight: 600; color: var(--green);
  display: flex; align-items: center; gap: 0.4rem;
}

/* ==========================================================================
   Hero
   ========================================================================== */
.hero {
  padding: 3rem 0 4rem;
  background: radial-gradient(circle at top right, rgba(0,184,107,0.07) 0%, transparent 50%);
}
.hero-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 3rem; align-items: center;
}
.trust-pill {
  display: inline-flex; align-items: center; gap: 0.5rem;
  background: #fff; border: 1px solid var(--border); border-radius: 999px;
  padding: 0.3rem 0.85rem; font-size: 0.8rem; color: var(--text2);
  margin-bottom: 1.25rem; box-shadow: var(--shadow-sm);
}
.trust-pill i { color: #00B67A; font-size: 0.75rem; }
.hero h1 {
  font-size: 3rem; font-weight: 900; line-height: 1.1; color: var(--dark);
  letter-spacing: -0.03em; margin-bottom: 1rem;
}
.hero-sub {
  font-size: 1.15rem; color: var(--text2); margin-bottom: 1.75rem; max-width: 480px;
}
.hero-checks {
  list-style: none; display: flex; flex-direction: column; gap: 0.65rem;
}
.hero-checks li {
  display: flex; align-items: center; gap: 0.6rem;
  font-size: 0.95rem; font-weight: 500; color: var(--text);
}
.hero-checks i { color: var(--green); font-size: 1rem; }

/* ==========================================================================
   Calculator Card
   ========================================================================== */
.calc-card {
  background: #fff; border-radius: var(--radius-xl); padding: 2rem;
  box-shadow: var(--shadow-card); border: 1px solid rgba(0,0,0,0.04);
  position: relative; overflow: hidden;
}
.calc-tag {
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: #fff; text-align: center; padding: 0.5rem;
  margin: -2rem -2rem 1.5rem -2rem;
  font-size: 0.8rem; font-weight: 800; letter-spacing: 0.04em;
}
.calc-group { margin-bottom: 1.5rem; }
.calc-row {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 0.6rem;
}
.calc-row label { font-size: 0.9rem; font-weight: 700; color: var(--text); }
.calc-badge {
  font-size: 1.5rem; font-weight: 900; color: var(--green);
  background: var(--green-light); padding: 0.15rem 0.75rem;
  border-radius: 10px; letter-spacing: -0.02em;
}
.badge-blue { color: var(--blue); background: var(--blue-light); }

/* Sliders */
.slider {
  -webkit-appearance: none; appearance: none; width: 100%; height: 8px;
  border-radius: 999px; outline: none; cursor: pointer;
  background: var(--border); touch-action: pan-y;
}
.slider::-webkit-slider-thumb {
  -webkit-appearance: none; appearance: none;
  width: 28px; height: 28px; border-radius: 50%;
  background: #fff; border: 4px solid var(--green);
  box-shadow: 0 2px 8px rgba(0,0,0,0.18); cursor: grab;
  transition: transform 0.15s ease;
}
.slider::-webkit-slider-thumb:hover { transform: scale(1.15); }
.slider-blue::-webkit-slider-thumb { border-color: var(--blue); }
.slider-labels {
  display: flex; justify-content: space-between;
  font-size: 0.7rem; color: var(--text3); font-weight: 600; margin-top: 0.3rem;
}

/* Summary */
.calc-summary {
  background: #F8FAFB; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1rem; margin-bottom: 1.25rem;
}
.sum-row {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.875rem; margin-bottom: 0.4rem;
}
.sum-row span { color: var(--text2); display: flex; align-items: center; gap: 0.4rem; }
.sum-row strong { color: var(--text); }
.sum-divider { height: 1px; background: var(--border); margin: 0.6rem 0; }
.sum-total strong { font-size: 1.5rem; color: var(--dark); letter-spacing: -0.02em; }
.tag-free {
  background: #DCFCE7; color: #15803D; font-size: 0.65rem; font-weight: 800;
  padding: 0.1rem 0.4rem; border-radius: 999px;
}

/* CTA */
.btn-cta {
  width: 100%;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: #fff; border: none; padding: 1.15rem; border-radius: var(--radius);
  font-size: 1.05rem; font-weight: 800; letter-spacing: 0.02em;
  display: flex; align-items: center; justify-content: center; gap: 0.6rem;
  cursor: pointer; box-shadow: 0 8px 24px var(--green-glow);
  transition: all 0.25s ease;
}
.btn-cta:hover { transform: translateY(-2px); box-shadow: 0 12px 30px rgba(0,184,107,0.4); }
.btn-cta:active { transform: translateY(0); }
.calc-legal {
  font-size: 0.75rem; color: var(--text3); text-align: center;
  margin-top: 0.85rem; display: flex; align-items: center; justify-content: center; gap: 0.4rem;
}

/* ==========================================================================
   Info Strip
   ========================================================================== */
.info-strip {
  background: #fff; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border);
  padding: 2rem 0;
}
.strip-grid {
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem;
}
.strip-item { display: flex; align-items: center; gap: 0.85rem; }
.strip-icon {
  width: 44px; height: 44px; border-radius: 12px;
  background: var(--green-light); color: var(--green);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.15rem; flex-shrink: 0;
}
.strip-item strong { display: block; font-size: 0.95rem; color: var(--dark); }
.strip-item span { font-size: 0.8rem; color: var(--text2); }

/* ==========================================================================
   Footer
   ========================================================================== */
.footer {
  background: var(--dark); color: #94A3B8; padding: 2.5rem 0 1.5rem;
  font-size: 0.8rem; margin-top: auto;
}
.footer-inner {
  display: flex; justify-content: space-between; align-items: flex-start; gap: 2rem;
  margin-bottom: 1.5rem; flex-wrap: wrap;
}
.footer-left { max-width: 600px; }
.footer-left .logo-text { color: #fff; }
.footer-left p { margin-top: 0.75rem; line-height: 1.55; }
.footer-right { display: flex; gap: 1.25rem; align-items: center; flex-wrap: wrap; }
.footer-right a { color: var(--text3); text-decoration: none; }
.footer-right a:hover { color: #fff; }
.copy { font-size: 0.75rem; border-top: 1px solid rgba(255,255,255,0.08); padding-top: 1rem; color: #64748B; }
/* ==========================================================================
   SOLICITUD PAGE - Wizard
   ========================================================================== */
.page-solicitud { display: flex; flex-direction: column; min-height: 100vh; }
.wizard-main { flex: 1; padding: 1.5rem 0 3rem; }
.wizard-container { max-width: 680px; }

/* Loan Recap Bar */
.loan-recap-bar {
  display: flex; align-items: center; justify-content: space-between;
  background: #fff; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 0.85rem 1.5rem; margin-bottom: 1.5rem; box-shadow: var(--shadow-sm);
}
.recap-item { text-align: center; }
.recap-item span { display: block; font-size: 0.7rem; color: var(--text3); text-transform: uppercase; font-weight: 600; letter-spacing: 0.05em; }
.recap-item strong { font-size: 1.1rem; color: var(--dark); }
.recap-divider { width: 1px; height: 36px; background: var(--border); }

/* Wizard Progress */
.wiz-progress {
  height: 6px; background: var(--border); border-radius: 999px;
  overflow: hidden; margin-bottom: 0.85rem;
}
.wiz-progress-track {
  height: 100%; border-radius: 999px;
  background: linear-gradient(90deg, var(--green), var(--blue));
  transition: width 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

/* Mobile Step Header */
.wiz-mobile-header {
  display: none; align-items: center; justify-content: space-between;
  background: #EEF2F6; border-radius: 999px;
  padding: 0.4rem 0.95rem; margin-bottom: 1rem; font-size: 0.8rem;
}
.mob-step-badge {
  background: var(--dark); color: #fff; font-weight: 800; font-size: 0.7rem;
  padding: 0.15rem 0.55rem; border-radius: 999px; letter-spacing: 0.02em;
}
.mob-step-title { color: var(--text); font-weight: 700; }

.wiz-steps-row {
  display: flex; justify-content: space-between; margin-bottom: 2rem;
}
.wiz-step-ind {
  font-size: 0.72rem; font-weight: 600; color: var(--text3);
  display: flex; align-items: center; gap: 0.35rem;
  transition: color 0.2s ease;
}
.wiz-step-ind span {
  width: 22px; height: 22px; border-radius: 50%;
  background: var(--border); color: var(--text3);
  display: inline-flex; align-items: center; justify-content: center;
  font-size: 0.65rem; font-weight: 800; transition: all 0.2s ease;
}
.wiz-step-ind.active { color: var(--dark); font-weight: 700; }
.wiz-step-ind.active span {
  background: var(--green); color: #fff; box-shadow: 0 0 0 3px var(--green-glow);
}
.wiz-step-ind.completed span {
  background: var(--green); color: #fff;
}
.wiz-step-ind.completed { color: var(--green); }

/* Wizard Panels */
.wiz-panel {
  display: none;
  background: #fff; border-radius: var(--radius-lg);
  padding: 2.25rem; border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
  animation: fadeSlideUp 0.35s ease;
}
.wiz-panel.active { display: block; }

@keyframes fadeSlideUp {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: translateY(0); }
}

.panel-header { margin-bottom: 1.75rem; }
.panel-header h2 { font-size: 1.55rem; font-weight: 800; color: var(--dark); margin-bottom: 0.3rem; }
.panel-header p { color: var(--text2); font-size: 0.95rem; }

/* Forms */
.wiz-form { }
.form-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; margin-bottom: 1rem; }
.field { margin-bottom: 0.25rem; }
.field label {
  display: block; font-size: 0.8rem; font-weight: 700; color: var(--text);
  margin-bottom: 0.35rem;
}
.field input, .field select {
  width: 100%; padding: 0.85rem 1rem;
  border: 1.5px solid var(--border); border-radius: 10px;
  font-size: 1rem; font-family: inherit; color: var(--text);
  background: #fff; transition: all 0.2s ease;
}
.field input:focus, .field select:focus {
  outline: none; border-color: var(--green);
  box-shadow: 0 0 0 3px var(--green-glow);
}
.field input::placeholder { color: var(--text3); }

.input-suffix-wrap {
  position: relative; display: flex; align-items: center;
}
.input-suffix-wrap input { padding-right: 4.5rem; }
.input-suffix {
  position: absolute; right: 1rem; color: var(--text3);
  font-size: 0.85rem; font-weight: 600;
}

/* Radio Cards (Income) */
.radio-cards {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 0.75rem;
  margin-top: 0.5rem;
}
.radio-card {
  cursor: pointer; position: relative;
}
.radio-card input { position: absolute; opacity: 0; pointer-events: none; }
.rc-body {
  border: 2px solid var(--border); border-radius: var(--radius);
  padding: 1rem 0.75rem; text-align: center;
  transition: all 0.2s ease; background: #fff;
}
.rc-body i { font-size: 1.5rem; color: var(--text3); margin-bottom: 0.4rem; display: block; }
.rc-body strong { display: block; font-size: 0.85rem; color: var(--text); }
.rc-body span { font-size: 0.7rem; color: var(--text3); }
.radio-card input:checked + .rc-body {
  border-color: var(--green); background: var(--green-light);
  box-shadow: 0 0 0 3px var(--green-glow);
}
.radio-card input:checked + .rc-body i { color: var(--green); }
.rc-body:hover { border-color: #CBD5E1; }

/* Buttons */
.btn-next {
  width: 100%; padding: 0.95rem;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: #fff; border: none; border-radius: var(--radius);
  font-size: 1rem; font-weight: 700;
  display: flex; align-items: center; justify-content: center; gap: 0.5rem;
  cursor: pointer; transition: all 0.2s ease;
  box-shadow: 0 6px 18px var(--green-glow);
  text-decoration: none; font-family: inherit;
}
.btn-next:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(0,184,107,0.4); }
.btn-next:active { transform: translateY(0); }
.btn-final { background: linear-gradient(135deg, var(--blue), #1D4ED8); box-shadow: 0 6px 18px rgba(37,99,235,0.3); }
.btn-final:hover { box-shadow: 0 10px 24px rgba(37,99,235,0.4); }

.btn-back {
  padding: 0.95rem 1.5rem; background: #F1F5F9; color: var(--text2);
  border: 1px solid var(--border); border-radius: var(--radius);
  font-size: 0.9rem; font-weight: 600;
  display: flex; align-items: center; gap: 0.4rem;
  cursor: pointer; transition: all 0.2s ease; font-family: inherit;
}
.btn-back:hover { background: #E2E8F0; color: var(--dark); }

.form-actions-dual {
  display: flex; gap: 0.75rem; margin-top: 1.5rem;
}
.form-actions-dual .btn-next { flex: 1; }

/* ==========================================================================
   Step 3: Banks Grid
   ========================================================================== */
.banks-grid {
  display: grid; grid-template-columns: repeat(2, 1fr); gap: 0.75rem;
  margin-bottom: 1rem;
}
.bank-check {
  cursor: pointer; position: relative; user-select: none;
}
.bank-check input {
  position: absolute; opacity: 0; pointer-events: none;
}
.bank-body {
  display: flex; align-items: center; gap: 0.85rem;
  border: 2px solid var(--border); border-radius: var(--radius);
  padding: 0.85rem 1rem; transition: all 0.2s ease; background: #fff;
  min-height: 64px;
}
.bank-body:hover { border-color: #CBD5E1; }
.bank-check input:checked + .bank-body {
  border-color: var(--green);
  background: var(--green-light);
  box-shadow: 0 0 0 3px var(--green-glow);
}
.bank-logo {
  width: 40px; height: 40px; border-radius: 10px;
  object-fit: contain; flex-shrink: 0;
  background: #fff; padding: 2px;
}
.bank-avatar {
  width: 40px; height: 40px; border-radius: 10px;
  color: #fff; font-size: 0.75rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; letter-spacing: -0.02em;
  box-shadow: 0 2px 6px rgba(0,0,0,0.12);
}
.bank-info { flex: 1; min-width: 0; }
.bank-info strong { display: block; font-size: 0.9rem; color: var(--dark); }
.bank-info span { font-size: 0.72rem; color: var(--text3); }
.bank-tick {
  margin-left: auto; width: 24px; height: 24px;
  border-radius: 50%; border: 2px solid var(--border);
  display: flex; align-items: center; justify-content: center;
  color: transparent; font-size: 0.7rem; flex-shrink: 0;
  transition: all 0.2s ease;
}
.bank-check input:checked + .bank-body .bank-tick {
  background: var(--green); border-color: var(--green); color: #fff;
}

.banks-hint {
  font-size: 0.8rem; color: var(--text2); margin-bottom: 0.5rem;
  display: flex; align-items: center; gap: 0.4rem;
}
.banks-hint i { color: var(--blue); }

/* ==========================================================================
   Step 4: Pre-approval Loading
   ========================================================================== */
.preapproval-screen { text-align: center; padding: 1rem 0; }

.loader-ring {
  position: relative; width: 100px; height: 100px; margin: 0 auto 2rem;
  display: flex; align-items: center; justify-content: center;
}
.ring-spinner {
  position: absolute; width: 100%; height: 100%;
  border: 4px solid var(--border); border-top-color: var(--green);
  border-radius: 50%; animation: spin 1s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.ring-icon {
  font-size: 2rem; color: var(--green);
  animation: pulse-icon 1.2s ease-in-out infinite alternate;
}
@keyframes pulse-icon {
  from { transform: scale(0.85); opacity: 0.7; }
  to { transform: scale(1.1); opacity: 1; }
}

.loading-sub { color: var(--text2); margin-bottom: 2rem; }

.check-list { display: inline-flex; flex-direction: column; gap: 0.7rem; text-align: left; }
.ck-item {
  display: flex; align-items: center; gap: 0.6rem;
  font-size: 0.9rem; color: var(--text3); font-weight: 500;
}
.ck-item.done { color: var(--green); font-weight: 600; }
.ck-item.active { color: var(--text); font-weight: 600; }

/* Success */
.success-icon-big {
  width: 80px; height: 80px; border-radius: 50%;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: #fff; display: flex; align-items: center; justify-content: center;
  font-size: 2.25rem; margin: 0 auto 1.5rem;
  box-shadow: 0 10px 30px var(--green-glow);
}
.big-bounce { animation: popBounce 0.6s cubic-bezier(0.175,0.885,0.32,1.275); }
@keyframes popBounce {
  0% { transform: scale(0); } 60% { transform: scale(1.15); } 100% { transform: scale(1); }
}

.approval-desc {
  color: var(--text2); font-size: 1rem; max-width: 440px; margin: 0 auto 1.75rem;
}

.approval-card {
  background: #F8FAFB; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1rem 1.25rem; margin-bottom: 1.75rem; text-align: left;
}
.approval-row {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.9rem; padding: 0.3rem 0;
}
.approval-row span { color: var(--text2); }
.approval-row strong { color: var(--dark); }

.verify-hint {
  color: var(--text3); font-size: 0.8rem; margin-top: 0.75rem;
  display: flex; align-items: center; justify-content: center; gap: 0.4rem;
}

/* ==========================================================================
   Step 5: Upload Zones
   ========================================================================== */
.upload-group { margin-bottom: 1.5rem; }
.upload-label {
  display: flex; align-items: center; gap: 0.85rem; margin-bottom: 0.65rem;
}
.upload-number {
  width: 30px; height: 30px; border-radius: 50%;
  background: var(--dark); color: #fff; font-size: 0.8rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center; flex-shrink: 0;
}
.upload-label strong { display: block; font-size: 0.95rem; color: var(--dark); }
.upload-label span { font-size: 0.78rem; color: var(--text3); }

.upload-zone {
  display: block; cursor: pointer;
  border: 2px dashed var(--border); border-radius: var(--radius);
  padding: 1.75rem; text-align: center;
  transition: all 0.2s ease; background: #FAFBFC;
  position: relative; overflow: hidden;
}
.upload-zone:hover { border-color: var(--green); background: var(--green-light); }
.upload-zone.has-file { border-color: var(--green); border-style: solid; background: var(--green-light); }

.file-input {
  position: absolute; top: 0; left: 0; width: 100%; height: 100%;
  opacity: 0; cursor: pointer; z-index: 2;
}

.upload-placeholder i {
  font-size: 2rem; color: var(--text3); margin-bottom: 0.5rem; display: block;
}
.upload-placeholder strong { display: block; font-size: 0.9rem; color: var(--text); }
.upload-placeholder span { font-size: 0.78rem; color: var(--text3); }

.upload-preview {
  position: relative;
}
.upload-preview img {
  max-height: 180px; border-radius: 8px; margin: 0 auto; display: block;
  object-fit: cover; box-shadow: var(--shadow-sm); max-width: 100%;
}
.preview-check {
  position: absolute; top: 8px; right: 8px;
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--green); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-size: 0.85rem; box-shadow: var(--shadow-sm); z-index: 4;
}
.preview-change-btn {
  position: absolute; bottom: 8px; right: 8px;
  background: rgba(12, 18, 34, 0.85); backdrop-filter: blur(4px);
  color: #fff; border: none; border-radius: 6px;
  padding: 0.35rem 0.65rem; font-size: 0.75rem; font-weight: 600;
  cursor: pointer; display: flex; align-items: center; gap: 0.35rem;
  transition: all 0.2s ease; z-index: 5; font-family: inherit;
}
.preview-change-btn:hover { background: var(--dark); }

.upload-tips {
  background: #FEF9EC; border: 1px solid #FDE68A; border-radius: var(--radius);
  padding: 1rem 1.25rem; margin-bottom: 1rem;
}
.upload-tips h4 {
  font-size: 0.85rem; color: #92400E; margin-bottom: 0.4rem;
  display: flex; align-items: center; gap: 0.4rem;
}
.upload-tips h4 i { color: #D97706; }
.upload-tips ul {
  list-style: none; font-size: 0.8rem; color: #92400E;
}
.upload-tips li::before {
  content: '•'; margin-right: 0.5rem; color: #D97706;
}

/* ==========================================================================
   Step Final: Confirmation
   ========================================================================== */
.final-screen { text-align: center; padding: 1rem 0; }
.final-screen h2 { font-size: 1.75rem; font-weight: 900; color: var(--dark); margin-bottom: 0.5rem; }
.final-desc { color: var(--text2); max-width: 440px; margin: 0 auto 2rem; }

.final-receipt {
  background: #F8FAFB; border: 1px solid var(--border); border-radius: var(--radius);
  padding: 1.25rem; text-align: left; margin-bottom: 2rem;
}
.receipt-head {
  font-size: 0.7rem; font-weight: 800; color: var(--text3);
  letter-spacing: 0.08em; margin-bottom: 0.85rem;
  padding-bottom: 0.65rem; border-bottom: 1px solid var(--border);
}
.receipt-row {
  display: flex; justify-content: space-between; align-items: center;
  font-size: 0.875rem; padding: 0.35rem 0;
}
.receipt-row span { color: var(--text2); }
.receipt-row strong { color: var(--dark); }
.receipt-row code {
  font-family: monospace; font-weight: 700; color: var(--green);
  background: var(--green-light); padding: 0.15rem 0.5rem;
  border-radius: 6px; font-size: 0.85rem;
}

/* ==========================================================================
   Toast Notification
   ========================================================================== */
.pash-toast {
  position: fixed; bottom: 20px; right: 20px; z-index: 9999;
  background: var(--dark); color: #fff; padding: 0.9rem 1.3rem;
  border-radius: var(--radius); box-shadow: 0 10px 30px rgba(0,0,0,0.3);
  display: flex; align-items: center; gap: 0.75rem; font-size: 0.85rem;
  max-width: 90vw; animation: slideUpToast 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  border-left: 4px solid var(--green);
}
.pash-toast.toast-error { border-left-color: var(--red); }
.pash-toast.toast-info { border-left-color: var(--blue); }
@keyframes slideUpToast {
  from { transform: translateY(40px); opacity: 0; }
  to { transform: translateY(0); opacity: 1; }
}

/* ==========================================================================
   Responsive Breakpoints
   ========================================================================== */
@media (max-width: 768px) {
  .hero-grid { grid-template-columns: 1fr; gap: 2rem; }
  .hero-left { text-align: center; }
  .hero-checks { align-items: center; }
  .hero h1 { font-size: 2.2rem; }
  .strip-grid { grid-template-columns: 1fr 1fr; gap: 1rem; }
  .form-grid-2 { grid-template-columns: 1fr; }
  .lead-grid { grid-template-columns: 1fr 1fr; }
  .calc-card { padding: 1.5rem; }
  .calc-tag { margin: -1.5rem -1.5rem 1.25rem -1.5rem; }
  .field input, .field select { font-size: 16px !important; }
}

@media (max-width: 640px) {
  .wizard-main { padding: 1rem 0 2.5rem; }
  .wiz-panel { padding: 1.25rem 1rem; border-radius: var(--radius); }
  .panel-header { margin-bottom: 1.25rem; }
  .panel-header h2 { font-size: 1.35rem; }
  
  /* Recap bar becomes 2x2 grid */
  .loan-recap-bar {
    display: grid; grid-template-columns: 1fr 1fr; gap: 0.65rem;
    padding: 0.75rem; margin-bottom: 1.25rem;
  }
  .recap-item {
    background: #F8FAFC; border: 1px solid var(--border);
    border-radius: 8px; padding: 0.5rem 0.25rem;
  }
  .recap-item span { font-size: 0.65rem; margin-bottom: 0.15rem; }
  .recap-item strong { font-size: 1rem; }
  .recap-divider { display: none; }
  
  /* Mobile step header */
  .wiz-mobile-header { display: flex; }
  .wiz-steps-row {
    margin-bottom: 1rem; justify-content: center; gap: 0.6rem;
  }
  .wiz-step-ind { font-size: 0; }
  .wiz-step-ind span { width: 28px; height: 28px; font-size: 0.75rem; }

  /* Radio cards horizontal on mobile */
  .radio-cards { grid-template-columns: 1fr; gap: 0.5rem; }
  .rc-body {
    display: flex; align-items: center; text-align: left;
    gap: 0.85rem; padding: 0.75rem 1rem;
  }
  .rc-body i { font-size: 1.35rem; margin-bottom: 0; flex-shrink: 0; }
  .rc-body strong { font-size: 0.9rem; }
  .rc-body span { font-size: 0.72rem; }
  
  /* Banks grid 1 col */
  .banks-grid { grid-template-columns: 1fr; gap: 0.55rem; }
  .bank-body { padding: 0.65rem 0.85rem; min-height: 56px; }

  /* Upload zones */
  .upload-zone { padding: 1.25rem 0.75rem; }
  .upload-preview img { max-height: 150px; }

  /* Actions */
  .form-actions-dual { gap: 0.5rem; }
  .btn-back { padding: 0.85rem 1rem; font-size: 0.85rem; }
  .btn-next { padding: 0.85rem 1rem; font-size: 0.95rem; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 1.85rem; }
  .hero-sub { font-size: 0.95rem; }
  .strip-grid { grid-template-columns: 1fr; }
  .nav-phone { display: none; }
  .nav-online { font-size: 0.75rem; }
  .calc-badge { font-size: 1.25rem; padding: 0.15rem 0.5rem; }
  .slider-labels { font-size: 0.68rem; }
}